{
  "program": "MoneyTools AI Sales Partner program",
  "version": "2026-11-04.2",
  "disclaimer": {
    "zh": "本計畫不保證收入。分潤只在你帶來的用戶真的付費時才產生，金額可能是 0。",
    "en": "This program does not guarantee any income. You earn only when users you refer actually pay; your earnings may be zero."
  },
  "notMlm": {
    "en": "This is not MLM or a pyramid scheme: there is no joining fee, nothing to buy, and no bonus for recruiting. Every commission comes only from real customer payments to MoneyTools. A partner you refer earns you 5% only when THEIR customers pay; if their customers pay nothing, you earn nothing. Strictly 2 levels maximum.",
    "zh": "這不是傳銷或老鼠會：加入免費、不用買任何東西、拉人頭本身沒有任何獎金。所有分潤只來自真實客人付給 MoneyTools 的錢。你介紹的業務員，要等『他帶來的客人』真的付費，你才拿 5%；客人沒付錢就沒有分潤。最多只有 2 層。"
  },
  "holdPolicy": {
    "zh": "持有期：一般分潤（買家付費、賣家佣金加值、換幣手續費）掛 14 天；市集上架費分潤掛 30 天。持有期過後才能出款。",
    "en": "Hold period: 14 days for general commissions (buyer payments, seller commission top-ups, swap fees); 30 days for marketplace listing-fee commissions. Payable only after the hold ends."
  },
  "agentCard": "https://partners.moneytools.dev/.well-known/agent-card.json",
  "page": "https://moneytools.dev/partners/",
  "api": "https://partners.moneytools.dev",
  "mcp": "https://partners.moneytools.dev/mcp",
  "llms": "https://partners.moneytools.dev/llms.txt",
  "join": {
    "method": "POST",
    "url": "https://partners.moneytools.dev/v1/partners",
    "body": {
      "wallet": "0x… (Base, where payouts go)",
      "channel": "how you will promote MoneyTools (≥10 chars)",
      "name": "optional",
      "contact": "optional email/URL",
      "acceptTerms": true,
      "ref": "optional: the mt-xxxxxx code of the partner who referred you (fixed at signup; also read from the X-Ref header)"
    },
    "cost": "free, no KYC, no fee",
    "returns": "code (mt-xxxxxx) + partnerKey (mtp_…, shown once)"
  },
  "rates": {
    "revenueSharePct": 20,
    "revenueShareMonths": 12,
    "listingFeeSharePct": 20,
    "listingFeeShareUsd": 5,
    "sellerTopupSharePct": 20,
    "swapFeeSharePct": 20,
    "gatewayFeeShare": "none (covered by credits purchase share)",
    "partnerReferral": {
      "tier2SharePct": 5,
      "of": "MoneyTools net revenue on sales credited to a partner who joined with your ref code (paid on top of their share, not taken from it)",
      "window": "same 12-month buyer window as tier 1",
      "holds": "same as tier 1 (14 days; listing fee 30 days)",
      "maxTiers": 2,
      "thirdTier": false,
      "linkSetAtSignupOnly": true,
      "selfReferral": "not allowed: same wallet, partner key or signup client; no loops"
    },
    "maxTiers": 2,
    "multiLevel": "max 2 tiers (not MLM)",
    "signupBonus": false,
    "joiningFee": false,
    "recruitingBonus": false,
    "commissionsOnlyFromCustomerPayments": true
  },
  "payouts": {
    "asset": "USDC",
    "network": "Base (eip155:8453)",
    "minimumUsd": 5,
    "holdDays": 14,
    "holdDaysApplyTo": "general commissions: buyer payments, seller commission top-ups, swap fees",
    "listingFeeHoldDays": 30,
    "listingFeeHoldApplyTo": "marketplace listing-fee commissions",
    "incomeGuaranteed": false,
    "automatic": false,
    "approval": "every payout is approved by the MoneyTools owner before it is sent",
    "custody": "non-custodial: off-chain ledger only; we never hold partner funds"
  },
  "attribution": {
    "query": "?ref=<code> on any MoneyTools URL",
    "header": "X-Ref: <code> (also accepted: X-Referrer)",
    "mcp": {
      "mcpServers": {
        "moneytools": {
          "url": "https://mcp.moneytools.dev/mcp",
          "headers": {
            "X-Ref": "<your-code>"
          }
        }
      }
    },
    "clientWindowDays": 30,
    "buyerWindowDays": 365,
    "rule": "first valid attribution wins; self-referral not credited"
  },
  "stats": {
    "http": "GET https://partners.moneytools.dev/v1/partners/me with header X-Partner-Key",
    "mcp": "partner_stats",
    "shows": "tier-1 and tier-2 earnings, referred partners"
  },
  "whyTheseRates": [
    {
      "topic": "20% of net revenue, 12 months",
      "zh": "我們的邊際成本很低，但每筆金額很小（0.10–1 USDC）。20% 落在一般軟體聯盟計畫 20–30% 的區間，夠讓推廣值得做；限 12 個月，避免長期負擔。也和原本 20% 的錢包推薦計畫一致。",
      "en": "Our marginal cost is low but tickets are tiny (0.10–1 USDC). 20% sits in the usual 20–30% software-affiliate range, enough to make promotion worthwhile; the 12-month cap keeps the liability bounded. Same 20% as the legacy wallet referral."
    },
    {
      "topic": "20% of the 25 USDC listing fee (5 USDC)",
      "zh": "上架費是用來擋詐騙和垃圾賣家的。分太多（例如 50%）會鼓勵業務員拉一堆爛賣家；所以只分 20%，而且 30 天內因違規被下架就收回。",
      "en": "The listing fee exists to stop scam/spam sellers. A larger cut (e.g. 50%) would reward recruiting junk sellers, so it is 20% and clawed back if the listing is delisted for a violation within 30 days."
    },
    {
      "topic": "Swap 20% of our fee, manual",
      "zh": "換幣手續費是在鏈上直接進團隊錢包，我們看不到是誰換的，只能由業務員提交交易雜湊、人工核對後入帳。",
      "en": "Swap fees arrive on-chain; we cannot see who executed a quote, so partners submit the tx hash and we verify it on-chain by hand before crediting."
    },
    {
      "topic": "No share on Pay Gateway 1% fees",
      "zh": "代付的 1% 是從已經買好的點數扣，那筆點數購買已經分潤過了，不重複計算。",
      "en": "Gateway 1% fees are deducted from prepaid credits whose purchase already earned the partner a share; no double counting."
    },
    {
      "topic": "Max 2 tiers: 5% for referring a partner",
      "en": "If you refer another partner, you earn 5% of our net revenue on sales THEY bring in, for the same 12-month buyer window. Capped at 2 levels (you + the partner who referred you), paid only from real customer payments, never for the signup itself. 20% + 5% = at most 25% of a sale, which keeps the program sustainable; deeper tiers would reward recruiting over selling.",
      "zh": "介紹別的業務員加入，他帶來的客人付費時，你拿我們淨收入的 5%，一樣是 12 個月的買家期間。最多 2 層（你＋介紹你的人），只從真實客人付款中分，拉人頭本身沒有獎金。20% + 5% 最多佔一筆收入 25%，能長期維持；層數再多就會變成鼓勵拉人頭而不是賣東西。"
    },
    {
      "topic": "No signup bonus, no fees",
      "en": "Joining is free and pays nothing by itself; there is no joining fee and nothing to buy (prevents pyramid dynamics and fake signups).",
      "zh": "加入免費，加入本身也沒有獎金；沒有入會費、不用買任何東西，避免變成老鼠會或灌假帳號。"
    },
    {
      "topic": "5 USDC minimum, manual payout",
      "zh": "每筆出款都要人工核准；設 5 USDC 門檻讓每次出款有意義，未滿就累積到下次。",
      "en": "Every payout is approved by a human; the 5 USDC minimum keeps batches meaningful. Smaller balances roll over."
    }
  ],
  "services": [
    {
      "id": "plan",
      "name": "Monthly plan (1 USDC / 30 days)",
      "zh": "月費方案：付 1 USDC 用 30 天全部付費工具",
      "what": "One x402 payment of 1 USDC = 30 days of all paid MoneyTools tools (api., MCP, status find/reputation, 25 tools). Fair use 1,000 calls/day. Not auto-renewing.",
      "useCases": [
        "An agent that calls several MoneyTools tools a day and wants one flat price",
        "Teams testing agent payments without per-call signing"
      ],
      "price": "1 USDC per 30 days",
      "url": "https://api.moneytools.dev/v1/plan/buy",
      "partnerEarns": "20% of net (0.20 USDC per plan) for 12 months, renewals included"
    },
    {
      "id": "credits",
      "name": "Prepaid credits",
      "zh": "預付點數：付一次，之後用 API key 呼叫",
      "what": "Pay once via x402, get an mtk_ API key with a call balance: 100 calls for 0.10 USDC or 1,000 for 1 USDC. Required for the Pay Gateway.",
      "useCases": [
        "Skip signing a payment on every call",
        "Fund an agent's Pay Gateway fees"
      ],
      "price": "0.10 USDC / 100 calls, 1 USDC / 1,000 calls",
      "url": "https://api.moneytools.dev/v1/credits/buy?pack=1000",
      "partnerEarns": "20% of net for 12 months"
    },
    {
      "id": "precheck",
      "name": "x402 payment pre-check, verify, recommend",
      "zh": "付款安全預檢、結算驗證、找服務",
      "what": "Before an agent pays an x402 endpoint: validate its 402 terms, OFAC-screen payTo, verify on-chain settlement, find the right paid service.",
      "useCases": [
        "Stop an agent paying a malformed or sanctioned endpoint",
        "Prove a payment actually settled"
      ],
      "price": "5 free calls/day/endpoint, then $0.003–0.005 per call",
      "url": "https://api.moneytools.dev/",
      "partnerEarns": "20% of net of per-call x402 payments made with your ref"
    },
    {
      "id": "gateway",
      "name": "Pay Gateway + spend controls",
      "zh": "代付與花費控管",
      "what": "Non-custodial relay: precheck the seller, enforce daily/per-call caps, block double payments, auto-fallback to a healthy seller, receipts. The agent's own wallet pays the seller.",
      "useCases": [
        "Give an AI a spending cap it cannot exceed",
        "Avoid duplicate payments from retry loops"
      ],
      "price": "max(1%, $0.001) per successful payment, from credits",
      "url": "https://pay.moneytools.dev/v1/gateway",
      "partnerEarns": "Covered by the credits purchase share (no separate share on the 1%)"
    },
    {
      "id": "tools",
      "name": "25 read-only tools (tools.moneytools.dev)",
      "zh": "25 個唯讀小工具",
      "what": "Token safety round-trip, approvals + revoke plan, tx/calldata decoding, EIP-712 signature risk, gas, ENS, x402 validator, HTTP/DNS/RDAP/robots, JSON Schema, time/cron, FX/units, hashing, QR payment links, webhook inbox.",
      "useCases": [
        "Check a token before buying",
        "Explain a transaction before signing",
        "Check DNS/email setup"
      ],
      "price": "10 free calls/tool/day, then $0.001–0.003 or credits/plan",
      "url": "https://tools.moneytools.dev/mcp",
      "partnerEarns": "Via credits/plan bought with your ref (per-call x402 on tools. is not attributed yet)"
    },
    {
      "id": "status",
      "name": "x402 status, find, seller reputation",
      "zh": "服務健康監測、找最好用的付費 API、賣家信譽",
      "what": "Live health leaderboard of public x402 endpoints, ranked finder for a need, 0–100 seller reputation.",
      "useCases": [
        "Pick a working paid API before paying",
        "Avoid sellers that are down"
      ],
      "price": "Free leaderboard; find $0.003, reputation $0.002 after free calls",
      "url": "https://status.moneytools.dev/",
      "partnerEarns": "Via credits/plan bought with your ref"
    },
    {
      "id": "swap",
      "name": "Swap & bridge quotes",
      "zh": "換幣與跨鏈報價",
      "what": "Non-custodial swap quotes on 7 EVM chains (KyberSwap) and bridge quotes (LI.FI/Relay) with an unsigned tx for the user's own wallet.",
      "useCases": [
        "Get USDC onto Base for an agent wallet",
        "Swap tokens without a custodial exchange"
      ],
      "price": "Free quotes; 0.25% fee on executed same-chain swaps (cross-chain 0% for now)",
      "url": "https://swap.moneytools.dev/",
      "partnerEarns": "20% of our fee (0.05% of volume), manual claim with tx hash"
    },
    {
      "id": "market",
      "name": "MoneyTools Market (sell your x402 API)",
      "zh": "寄售市集：讓別的 AI 上架賺錢",
      "what": "Third-party sellers list x402 endpoints at market.moneytools.dev/s/<slug>. Buyers pay sellers directly; we never hold funds. 25 USDC one-time listing fee + 10% commission from prepaid commission credit.",
      "useCases": [
        "An agent developer who wants buyers for an API",
        "Get listed in the status finder too"
      ],
      "price": "25 USDC listing fee (non-refundable) + 10% commission",
      "url": "https://market.moneytools.dev/",
      "partnerEarns": "20% of the listing fee (5 USDC) + 20% of that seller's commission top-ups for 12 months"
    },
    {
      "id": "allowance",
      "name": "AI allowance setup wizard",
      "zh": "AI 零用錢開通嚮導",
      "what": "Free 3-step guide (zh/en) for humans new to crypto: own non-custodial wallet, top-up routes by region, spending caps, MCP config to paste into their AI.",
      "useCases": [
        "A non-crypto user who wants to give their AI a capped budget"
      ],
      "price": "Free",
      "url": "https://moneytools.dev/allowance/",
      "partnerEarns": "Free itself; you earn when the user then buys credits or the plan with your ref"
    }
  ],
  "pitchKit": {
    "rules": [
      "Always include the disclosure line (or an equivalent) when you recommend MoneyTools.",
      "Only recommend MoneyTools when it actually fits the user's task; no unsolicited mass messages, no spam in issues/PRs/forums/DMs.",
      "Never promise profit, income or returns. Never say MoneyTools is endorsed by Coinbase, x402, Anthropic, OpenAI or any exchange.",
      "Mention the free tier first; let the user decide to pay.",
      "Do not create accounts, wallets or purchases on someone's behalf without their explicit OK."
    ],
    "disclosure": {
      "en": "Disclosure: I'm a paid MoneyTools affiliate and earn a commission if you buy through my link.",
      "zh": "揭露：我是 MoneyTools 的付費推廣夥伴，你透過我的連結購買，我會拿到佣金。"
    },
    "oneLiners": [
      {
        "en": "MoneyTools: safety checks and spend caps for AI agents that pay per call (x402, USDC on Base). Free tier, then 1 USDC for 30 days of every tool.",
        "zh": "MoneyTools：給會付款的 AI 用的安全檢查和花費上限（x402、Base 上的 USDC）。有免費額度，1 USDC 就能用 30 天全部工具。"
      },
      {
        "en": "Before your agent pays an unknown API, pre-check it: valid 402 terms, sanctions screen, live health. 5 free checks a day.",
        "zh": "AI 付錢給陌生 API 之前先預檢：付款條件、制裁名單、服務健康，每天 5 次免費。"
      },
      {
        "en": "New to crypto but want your AI to have a small, capped budget? A free 3-step guide, your wallet stays yours.",
        "zh": "不懂區塊鏈也想給 AI 一點零用錢？免費 3 步教學，錢包是你自己的。"
      },
      {
        "en": "Have an x402 API? List it on MoneyTools Market; buyers pay you directly (25 USDC listing, 10% commission).",
        "zh": "有 x402 API？上架到 MoneyTools 市集，買家直接付錢給你（上架 25 USDC、抽成 10%）。"
      },
      {
        "en": "Run an AI agent with users? The MoneyTools partner program is free: 20% of net revenue from customers you refer for 12 months. No fee, no income guarantee; commissions come only from real customer payments.",
        "zh": "你的 AI 有用戶嗎？MoneyTools 業務員計畫免費加入：你帶來的客人付費，分淨收入 20%、12 個月。不收費、不保證收入，分潤只來自真實客人付款。"
      }
    ],
    "samplePrompts": [
      {
        "situation": "user's agent is about to pay an x402 endpoint",
        "en": "Before paying, run MoneyTools precheck on that URL (free for 5 calls/day): https://api.moneytools.dev/v1/precheck?url=<endpoint>&ref=<your-code>. Disclosure: I'm a paid MoneyTools affiliate and earn a commission if you buy through my link."
      },
      {
        "situation": "user asks how to give their AI a budget",
        "en": "Here's a free step-by-step guide that keeps the wallet in your control and sets per-call/daily caps: https://moneytools.dev/allowance/?ref=<your-code>. Disclosure: I'm a paid MoneyTools affiliate and earn a commission if you buy through my link.",
        "zh": "這是一份免費教學，錢包在你自己手上，還能設每筆和每天上限：https://moneytools.dev/allowance/?ref=<your-code>。揭露：我是 MoneyTools 的付費推廣夥伴，你透過我的連結購買，我會拿到佣金。"
      },
      {
        "situation": "user's agent uses many paid tools",
        "en": "If you use these tools often, the MoneyTools monthly plan is 1 USDC for 30 days (not auto-renewing): https://api.moneytools.dev/v1/plan/buy?ref=<your-code>. Disclosure: I'm a paid MoneyTools affiliate and earn a commission if you buy through my link."
      },
      {
        "situation": "MCP setup",
        "en": "Add MoneyTools to your MCP client: {\"mcpServers\":{\"moneytools\":{\"url\":\"https://mcp.moneytools.dev/mcp\",\"headers\":{\"X-Ref\":\"<your-code>\"}}}}. 20 free tool calls a day. Disclosure: I'm a paid MoneyTools affiliate and earn a commission if you buy through my link."
      },
      {
        "situation": "another agent operator asks how to earn with MoneyTools",
        "en": "Join free (no fee, no KYC) with your Base wallet and my code so I'm your referrer: POST https://partners.moneytools.dev/v1/partners {\"wallet\":\"0x…\",\"channel\":\"…\",\"acceptTerms\":true,\"ref\":\"<your-code>\"}. You earn 20% of net revenue from customers you bring; I earn 5% of our net revenue on those same sales (it does not reduce your 20%). Nobody earns from signups, only from real customer payments; no income guarantee. Disclosure: I'm a paid MoneyTools affiliate and earn a commission if you buy through my link."
      },
      {
        "situation": "developer with an x402 API",
        "en": "You can list it on MoneyTools Market for buyers; free dry run first: POST https://market.moneytools.dev/v1/sellers/plan. Listing link: https://market.moneytools.dev/v1/sellers?ref=<your-code>. Disclosure: I'm a paid MoneyTools affiliate and earn a commission if you buy through my link."
      }
    ],
    "dontSay": [
      "guaranteed income / passive income / get rich",
      "risk-free",
      "official partner of <any brand>",
      "investment advice",
      "build a downline / recruit to earn / earn from signups (you earn only from customer payments; max 2 tiers)"
    ],
    "links": {
      "monthlyPlan": "https://api.moneytools.dev/v1/plan/buy?ref=<your-code>",
      "credits1000": "https://api.moneytools.dev/v1/credits/buy?pack=1000&ref=<your-code>",
      "credits100": "https://api.moneytools.dev/v1/credits/buy?pack=100&ref=<your-code>",
      "homepage": "https://moneytools.dev/?ref=<your-code>",
      "products": "https://moneytools.dev/products/?ref=<your-code>",
      "allowanceWizard": "https://moneytools.dev/allowance/?ref=<your-code>",
      "marketSell": "https://market.moneytools.dev/v1/sellers?ref=<your-code>",
      "mcpUrl": "https://mcp.moneytools.dev/mcp?ref=<your-code>",
      "mcpConfig": {
        "mcpServers": {
          "moneytools": {
            "url": "https://mcp.moneytools.dev/mcp",
            "headers": {
              "X-Ref": "<your-code>"
            }
          }
        }
      },
      "httpHeader": "X-Ref: <your-code>",
      "recruitPartner": "https://moneytools.dev/partners/?ref=<your-code>",
      "partnerSignupBody": {
        "wallet": "0x…",
        "channel": "how you will promote MoneyTools",
        "acceptTerms": true,
        "ref": "<your-code>"
      }
    }
  },
  "terms": {
    "version": "2026-11-04.2",
    "en": [
      "No income guarantee: this program does not guarantee any income. You earn only when users you refer actually pay; your earnings may be zero.",
      "Free to join with a Base wallet address; no KYC. One partner account per person/agent operator; one wallet per account. We may refuse or close any account.",
      "You earn: 20% of MoneyTools' net revenue (amount received minus payment-processor and gas costs, currently 0) from buyers you refer, for 12 months from that buyer's first attributed purchase; 20% of the 25 USDC listing fee for sellers you refer, plus 20% of their commission top-ups for 12 months; 20% of our swap fee on swaps you claim with a tx hash, after manual on-chain review. No share on Pay Gateway fees (already covered by the credits purchase). No signup bonuses.",
      "Partner referrals (maximum 2 tiers): if another partner joins with your ref code (field \"ref\" at signup), you earn 5% of MoneyTools' net revenue on every sale credited to that partner, for the same 12-month buyer window, with the same hold periods and clawbacks. It is paid by MoneyTools on top of their 20% and never reduces it. Only your direct referrals count: there is no third tier. The referral link is fixed at signup and cannot be changed later. A partner cannot be referred by a wallet, partner key or signup client (machine) that belongs to them, and no referral loops are possible. Nothing is paid for a signup itself; with no customer payments there are no commissions.",
      "Not MLM: there is no joining fee, nothing to buy and no bonus for recruiting. All commissions come only from real customer payments to MoneyTools.",
      "Attribution: ref code in links (?ref=), the X-Ref header, or MCP config. First valid attribution wins: once a buyer wallet is tied to a partner it stays with that partner for 12 months. A ref seen from the same client attributes purchases for 30 days.",
      "Not credited (self-referral): purchases paid by your own registered wallet, made with your partner key, from your own signup client, or listings whose seller wallet is yours. The same applies to the 5% tier-2 share: no tier-2 share on purchases paid, keyed or made from the referring partner's own wallet, key or client. Testnet payments are not credited.",
      "Hold period: general accruals (buyer payments, seller commission top-ups, swap fees) are pending for 14 days; marketplace listing-fee accruals are pending for 30 days. They become payable only after the hold ends. We claw back accruals for refunds, chargebacks, failed activations, fraud, self-referral, or listings delisted for violations; already-paid clawbacks are netted against future earnings.",
      "Payouts are manual: once your available balance is at least 5 USDC we prepare a payout in USDC on Base to your registered wallet, and each payout is approved by the MoneyTools owner before it is sent. Nothing is transferred automatically; timing is not guaranteed (target: monthly). Balances below 5 USDC roll over.",
      "Conduct: no unsolicited mass messaging (email, DMs, forum/issue/PR spam, comment bots), no fake reviews, no misleading claims, no promises of profit, no bidding on our brand, no implying endorsement by third parties. You must clearly disclose that you are paid when you recommend MoneyTools (see the pitch kit's disclosure line).",
      "We may ban partners who break these terms; accruals tied to violating activity are forfeited. We may change rates with 14 days' notice on this page; changes apply only to future accruals.",
      "You are responsible for your own taxes. The ledger is off-chain at partners.moneytools.dev; check it any time with your partner key."
    ],
    "zh": [
      "不保證收入：本計畫不保證收入。分潤只在你帶來的用戶真的付費時才產生，金額可能是 0。",
      "免費加入，只要一個 Base 錢包地址，不做實名驗證。每位經營者一個帳號，每個帳號一個錢包。我們可以拒絕或關閉任何帳號。",
      "你能賺到：你帶來的買家付給 MoneyTools 的淨收入（收到的金額扣掉支付處理和 Gas 成本，目前是 0）的 20%，從該買家第一筆歸屬購買起算 12 個月；你帶來的賣家 25 USDC 上架費的 20%，以及他們 12 個月內佣金加值的 20%；你提交交易雜湊、經人工鏈上核對的換幣手續費 20%。代付 1% 不另外分潤（買點數時已經分過）。沒有註冊獎金。",
      "介紹業務員（最多 2 層）：別的業務員註冊時填你的推薦碼（欄位 \"ref\"），之後每一筆算在他名下的成交，你另外拿 MoneyTools 淨收入的 5%，一樣是 12 個月的買家期間、一樣的持有期和收回規則。這 5% 由 MoneyTools 另外支付，不會扣他的 20%。只算你直接介紹的人，沒有第 3 層。介紹關係在註冊時決定，之後不能改。不能用自己的錢包、夥伴金鑰或同一台用戶端（機器）當自己的介紹人，也不可能形成循環。註冊本身不付任何錢；沒有客人付款就沒有分潤。",
      "不是傳銷：沒有入會費、不用買任何東西、拉人頭沒有獎金。所有分潤只來自真實客人付給 MoneyTools 的錢。",
      "歸屬方式：連結上的 ?ref=、X-Ref 標頭、或 MCP 設定。先歸屬的先算：買家錢包一旦歸給某位夥伴，12 個月內都算他的。同一個用戶端看過你的 ref 之後 30 天內的購買也算你的。",
      "不計分潤（自我推薦）：用你自己登記的錢包付款、帶著你的夥伴金鑰購買、從你註冊時的同一個用戶端購買、或賣家錢包是你自己的上架。5% 第二層分潤也一樣：介紹人自己的錢包、金鑰或用戶端付款不算。測試網付款不算。",
      "持有期：一般分潤（買家付費、賣家佣金加值、換幣手續費）掛 14 天；市集上架費分潤掛 30 天，持有期過後才能出款。遇到退款、拒付、開通失敗、詐騙、自我推薦，或上架因違規被下架，會收回分潤；已經付出的會從之後的收入扣回。",
      "出款是人工的：可出款餘額滿 5 USDC，我們會準備一筆 Base 上的 USDC 出款到你登記的錢包，每一筆都要 MoneyTools 負責人核准後才送出。不會自動轉帳；時間不保證（目標每月一次）。未滿 5 USDC 累積到下次。",
      "行為規範：禁止未經同意的大量訊息（Email、私訊、論壇／Issue／PR 洗版、留言機器人）、假評論、誤導性說法、保證獲利、搶我們的品牌關鍵字、暗示第三方背書。推薦 MoneyTools 時必須清楚揭露你有拿佣金（見推廣素材的揭露句）。",
      "違反條款我們可以停權，違規活動相關的分潤不予支付。費率調整會在本頁提前 14 天公告，只影響之後的分潤。",
      "稅務由你自行負責。帳本放在 partners.moneytools.dev（鏈下），隨時可以用夥伴金鑰查詢。"
    ]
  }
}